Guardian

You get what you need with Guardian

Guardian Life has earned the highest A++ rating from AM Best. We are proud to represent Guardian for small group Dental, Life/AD&D, Disability and Vision in Washington, Oregon, Alaska, and Idaho.

Connexion producers get full street level commission and expertise from our internal sales team very experienced with ancillary products.
Pre-Implementation Form

Dental Life/AD&D STD LTD Vision
2-24 employees ER pd or EE pd ER pd or EE pd ER pd or EE pd ER pd or EE pd ER pd or EE pd
25+ employees ER pd or EE pd ER pd or EE pd ER pd or EE pd ER pd or EE pd ER pd or EE pd

Guardian Insurance Products for Groups of 2 to 24 Employees

Guardian has a full product lineup for small groups under 25 employees.

Dental Insurance

Over the last three years1Guardian dental products have ranked among the top three carriers for: total in-force dental cases, PPO subscribers and premium, DHMO cases, fully-insured subscribers and premium, and voluntary cases. Talk to your sales executive about:

  • No waiting periods for groups of 5 or more enrolled employees
  • Dental implants included for groups between 2 and 24 employees
  • Guardian’s maximum rollover feature
  • The popular Dental Choice plans where the premium is the same, but the employee chooses one of two plans – depending on if they plan to use in-network dentists or want flexibility to use any dentist.

1 LIMRA, 2013.
Dental Guard Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York,   NY. This policy provides DENTAL insurance only.  Products are not available in all states.  Policy limitations and exclusions apply.  Optional riders and/or features may incur additional costs.  Plan documents are the final arbiter of coverage. Policy Form #GP-1-DG2000, et al.

Life Insurance

Guardian provides companies with plans and options that give employees and their families the right level of protection at the right price. Talk to your sales executive about:

  • For 2-4 employees, Guarantee Issue* of $25,000.
  • For 5-9 employees, Guarantee Issue* of $50,000.
  • Voluntary Life available beginning at 3 enrolled employees.

Guardian Group Life Insurance underwritten and issued by The Guardian Life Insurance Company of America, New York, NY.  Products are not available in all states.  Policy limitations and exclusions apply.  Optional riders and/or features may incur additional costs.  Plan documents are the final arbiter of coverage. Policy Form #GP-1-R-ADCL1-00, et al.

Short Term Disability Insurance

Competitive pricing, hassle-free claims administration and a wide variety of plans help make adding STD from Guardian easy. Ask about multi-line package discounts as well as the following STD features you get through Connexion:

  • For 2-5 employees, Guarantee Issue* of $500 weekly benefit.
  • For 6-9 employees, Guarantee Issue* of $1,000 weekly benefit with a maximum available weekly benefit increased to $2,000.

Guardian’s Group Short Term Disability Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York,   NY. Products are not available in all states.  Policy limitations and exclusions apply.  Optional riders and/or features may incur additional costs. This policy provides disability income insurance only.  It does NOT provide basic hospital,basic medical or major medical insurance as defined by the New York State Department of Financial Services.  Plan documents are the final arbiter of coverage. Policy Form #GP-1-STD07-1.0, et al.

Long Term Disability Insurance

Availability of Management Carve-Out coverage from Guardian makes many producers look hard at this product. Ask about the following features:

  • For 2-4 employees, Guarantee Issue* of $2,500 monthly benefit.
  • For 5-9 employees, Guarantee Issue* of $6,000 monthly benefit with a maximum available monthly benefit increased to $7,500 for groups with under 10 employees

Guardian’s Group Long Term Disability Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York,   NY. Products are not available in all states.  Policy limitations and exclusions apply.  Optional riders and/or features may incur additional costs. This policy provides disability income insurance only.  It does NOT provide basic hospital,basic medical or major medical insurance as defined by the New York State Department of Financial Services.  Plan documents are the final arbiter of coverage. PolicyForm #GP-1-LTD07-1.0, et al.
With a choice of two national networks, Guardian has a great value to offer. Note these other features:

  • Plans to cover exams and/or materials.
  • Flexible copay and frequency options.
  • Members save on out-of-pocket costs when visiting a network provider.

*Guarantee Issue is subject to the employer level health questions on the Master Application. Note: All above information is for general reference only.Underwriting, enrollment and participation information shown identifies minimum requirements and planholders may be subject to further consideration for approval.

Guardian Insurance Products for Groups of 25+ Employees

Guardian has a full product lineup for groups of 25 employees or more that provides enhanced customization to better suit the needs of your groups. This lineup includes DentalLife/AD&DSTD, LTD and Vision. Use these products to provide a well-rounded portfolio of coverage for your group’s employees.  See GroupQuote on our website to request a quote today.

Contact Connexion Producer Support at 888-742-1475 for more information.

The Guardian Life Insurance Company of America, 7 Hanover Square, New York, NY10004
GUARDIAN®and the GUARDIAN G® logo are registered service marks of The Guardian Life Insurance Company of America and are used with express permission.
2014-14185 Exp. 11/16