Group Medical – Fundamental Care

Build your business with Fundamental Care

Fundamental Care offers great options that would best fit groups looking for most cost effective health coverage options. Ideal groups that would benefit from their coverage plans would include small to mid-sized employers (5-500) looking to save on healthcare costs, as well as larger companies (500+) that want to offer benefits to a specific group of workers – especially when facing recruiting or retention challenges. It also can serve as a strong solution for employers with hourly workers that are earning $30-60K, or workers that are seeing low participation in their current health plan due to high deductibles or limited coverage. Additionally, companies facing ACA penalties or offering only minimal preventative coverage can also benefit from their affordable plan options.

 

Value Plan Brochure

Plan Highlights  

  • No Deductible with preventative services coverage at 100% 
  • Expense-incurred Outpatient 
  • Per Diem Facilities Benefits 
  • Unlimited Virtual Care 
  • Prescription Drug Benefit. 
  • Minimum enrolled is 25. 
  • Employers with 100+ Part-Time and Hourly Employees up to 1000 
  • No health underwriting – Guaranteed issue 
  • Voluntary 
  • Level Funded  
  • 100% refund of claims fund excess  

 

 

 

 

 

Limited Day Health Plan Brochure

Limited Day Flyer Health Plan Brochure Continued

Limited Day Employer Brochure

 

Plan Highlights  

  • A rated stop loss carrier back plan. 
  • No Deductible. 
  • Expense incurred with co-pays.  
  • Meets MEC and MVP requirements. 
  • About 30% of the cost of Major Medical  
  • No health underwriting – Guaranteed issue 
  • Only 50% employer contribution  
  • Level Funded – 100% refund of claims fund excess.  
  • Facilities balance bill guarantee. 
  • Participation 30% / 10 minimum if bronze plan is offered or 10% / 5 minimum if the bronze is NOT offered. May be spread across all three of our plans.